Effective Date: 11.20.24
1. Introduction
Welcome to MLO.bio, owned and operated by SheInvented, LLC (“we,” “us,” or “the Company”). By accessing or using our website, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please refrain from using our services.
2. Purpose
MLO.bio provides link-in-bio websites for mortgage loan officers. Our platform allows users to create professional, customizable websites to enhance their online presence.
3. User Responsibilities
As a user, you are responsible for providing accurate and complete information when registering or using our services. Any revisions to user information will require up to 72 hours to process. You agree not to engage in any illegal, harmful, or abusive activities when using our website, including but not limited to spamming, spreading malware, or copying our content without permission.
4. Payments and Refunds
We offer website creation services for a fee. Payments are processed securely through Stripe. All websites will be created upon confirmation from the buyer that the information provided is accurate. No refunds will be issued unless the website is not functioning as expected. We will correct inaccuracies, but if the website is working as intended, no refund will be granted.
5. Content Ownership and Use
All content on MLO.bio is owned by SheInvented, LLC. Users may submit content (e.g., reviews, comments), and by doing so, grant us the right to use, modify, and distribute that content as we see fit.
6. Limitation of Liability
We do not guarantee the accuracy of information on our website or its uninterrupted availability. We are not liable for any damages, including loss of data, loss of income, or any other direct or indirect consequences of using our services.
7. Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Any changes will be posted on this website and will be effective 30 days after posting. Users are encouraged to review these terms periodically.
8. Dispute Resolution and Arbitration
Any disputes arising out of or related to these Terms of Service will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. By using our services, you agree to this process and waive the right to a trial by jury.
9. Hold Harmless
You agree to hold SheInvented, LLC and MLO.bio harmless from any and all claims, damages, or liabilities arising from your use of the website, including any violations of these Terms of Service.
10. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the United States and the State of New Jersey, without regard to its conflict of law principles.
11. Global Use
These Terms of Service apply globally, and users outside of the United States are responsible for complying with local laws.
12. Indefinite Validity
These Terms of Service remain in effect indefinitely, unless modified or terminated by MLO.bio.
13. Affiliate Marketing and Advertisements
MLO.bio may include affiliate marketing links, advertisements, or promotional content on the website. These links or advertisements may be placed by SheInvented, LLC or third-party affiliates, and by clicking on or making purchases through these links, we may earn commissions or compensation.
By using the website, you acknowledge and agree that we may use affiliate marketing programs to promote certain products or services and that we may receive compensation or commissions as a result. We ensure that all affiliate relationships are disclosed in compliance with applicable laws.
Please note that any purchases made through affiliate links are subject to the terms and conditions of the third-party merchant. We are not responsible for any transactions or issues arising from purchases made through such affiliate links or advertisements.
14. Covenant Against Kickbacks
Real estate professionals, including those who use or interact with MLO.bio, are legally prohibited from giving or accepting kickbacks in connection with the referral of business. A “kickback” refers to any form of compensation, money, gift, or anything of value exchanged in return for the referral of business or leads. Such practices are illegal under real estate laws and regulations, and we will not participate in or condone any action that violates these laws.
We welcome referrals, but neither SheInvented, LLC, MLO.bio, nor any member or user of this website may be asked to provide or accept compensation, directly or indirectly, in exchange for a lead or referral. Any attempt to engage in kickbacks or illegal compensation for leads will not be tolerated and may result in removal from the site, legal action, and/or reporting to the appropriate authorities.
15. Disclaimer of Licenses and Affiliations
SheInvented, LLC and MLO.bio are marketing entities and do not hold any licenses, certifications, or affiliations with national agencies, lenders, or other regulatory bodies. We do not claim any such affiliations or responsibilities, nor do we represent ourselves as licensed real estate professionals, mortgage brokers, or financial institutions.
Any information or content provided on this website is for general informational and marketing purposes only. Users should consult with licensed professionals and verify any legal, financial, or real estate decisions with the appropriate authorities or entities. We make no claims regarding the accuracy or suitability of information related to specific real estate transactions, mortgage processes, or financial advice.